There are so many reasons as to why you should get a pre approval letter when looking at homes. A mortgage pre-qualification can be useful as an estimate of how much you can afford to spend on your home, but a pre–approval is much more valuable because it means the lender has checked your credit and verified your documentation to approve a specific loan amount. Once you have this you now know what you are capable of affording and purchasing. It also allows you to put in a strong offer when negotiating a deal with the seller’s side. The seller’s want to know before going under contract that the offer is valid and will not have complications down the road on the lending side. Keep this in mind when you are to wanting to purchase a home!